Following are the conditions for granting agricultural loan of Rs. 1 lakh to the farmers by a Gramin bank. The farmer must (i) have at least 3 acres of land (ii) not be more than 55 yr old as on 1st Nov, 2008 (iii) be able to provide collateral security of at least Rs. 50000 (iv) not be having any other outstanding loan from the bank (v) repay the loan in 2 yrs time In the case of a farmers who satisfies all other criteria except (a) at (iii) above but can give collateral security of at least Rs. 25000, the case is to be referred to the GM of the bank (b) at (iv) above but the balance outstanding loan is less than Rs. 40000, the case is to be referred to the chairman of the bank In the question below, details of one farmer are given. You have to take one of the following courses of action bases on the information provided and the conditions and sub-conditions gives above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided for each candidate. All these cases are given to you as on 1st Nov, 2008. Anand owns 4 acre of land. He was born on 15th July, 1959. He can repay the loan in 2 yr time. He has an outstanding loan from the bank to the extent of Rs. 35000. He has provided collateral security of Rs. 65000. Give answer (a) if the loan is to be granted to farmer (b) if the loan is not to be granted to the farmer (c) if the data provided are inadequate to take a decision (d) if the case is referred to the chairman |
Following are the conditions for granting agricultural loan of Rs. 1 lakh to the farmers by a Gramin bank. The farmer must (i) have at least 3 acres of land (ii) not be more than 55 yr old as on 1st Nov, 2008 (iii) be able to provide collateral security of at least Rs. 50000 (iv) not be having any other outstanding loan from the bank (v) repay the loan in 2 yrs time In the case of a farmers who satisfies all other criteria except (a) at (iii) above but can give collateral security of at least Rs. 25000, the case is to be referred to the GM of the bank (b) at (iv) above but the balance outstanding loan is less than Rs. 40000, the case is to be referred to the chairman of the bank In the question below, details of one farmer are given. You have to take one of the following courses of action bases on the information provided and the conditions and sub-conditions gives above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided for each candidate. All these cases are given to you as on 1st Nov, 2008. Anand owns 4 acre of land. He was born on 15th July, 1959. He can repay the loan in 2 yr time. He has an outstanding loan from the bank to the extent of Rs. 35000. He has provided collateral security of Rs. 65000. Give answer (a) if the loan is to be granted to farmer (b) if the loan is not to be granted to the farmer (c) if the data provided are inadequate to take a decision (d) if the case is referred to the chairman |
Following are the conditions for granting agricultural loan of Rs. 1 lakh to the farmers by a Gramin bank. The farmer must (i) have at least 3 acres of land (ii) not be more than 55 yr old as on 1st Nov, 2008 (iii) be able to provide collateral security of at least Rs. 50000 (iv) not be having any other outstanding loan from the bank (v) repay the loan in 2 yrs time In the case of a farmers who satisfies all other criteria except (a) at (iii) above but can give collateral security of at least Rs. 25000, the case is to be referred to the GM of the bank (b) at (iv) above but the balance outstanding loan is less than Rs. 40000, the case is to be referred to the chairman of the bank In the question below, details of one farmer are given. You have to take one of the following courses of action bases on the information provided and the conditions and sub-conditions gives above and mark the number of that course of action as your answer. You are not to assume anything other than the information provided for each candidate. All these cases are given to you as on 1st Nov, 2008. Bavan was born on 12th Oct, 1955. He will repay the loan 24 monthly instalments. He has provided collateral security of Rs. 70000. He own seven acre of land. Give answer (a) if the loan is to be granted to farmer (b) if the loan is not to be granted to the farmer (c) if the data provided are inadequate to take a decision (d) if the case is referred to GM |
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